How To Choose The Best Location For Your Dream Apartment?

Desire to cherish life in your dream apartment requires you to be conscious about one more thing, along with your endeavor to buy flat in Rajarhat.

What’s that? Well, the awareness to select a house at such a location, by virtue of which your daily life becomes both convenient & comfortable.

Think this tough? Think otherwise, as here arrives the

Top Factors Deciding A Good Property Location

#1 Essential Services In Hand

ATMs, departmental stores and so on are basic necessities that any individual looks for when buying a home. The more developed a particular location is, the more the density of the abovementioned amenities.

The same will drive up the home rates in those areas. Do you want to live near amenities such as restaurants, shopping, and family attractions?

Or are you trying to escape the hustle? Keep these things in mind as you are engaged in your home search.

#2 The Level Of Safety

Every person needs a roof over their head to protect them from all possible dangers. Thus, homes that do not meet security requirements in any form are of little value to humans.

Unfortunately, sometimes, we are forced to ignore security issues, to be able to afford the property in the first place.

Ensuring that there are accessible police stations and adequate security personnel in the project is well worth the effort. Also, attempt to enquire about the crime rates in the particular locality, prior you buy flats in Rajarhat.

The safety of the location defines the market value of any property.

#3 Insight Into Infrastructure

Connectivity is a big must for urban dwellers. Road and rail connectivity within the city to other areas is highly desired.

The project that you are considered may or may not be located in an area that isn’t well-connected or easily accessible.

Decide how much traffic you are willing to deal with every day going to and from work and whether the business of living in the neighborhood of your dreams is worth the extra traffic time.

It is advisable to take the same into consideration when choosing property location.

#4 Your Love For Lifestyle

A historic urban neighborhood or a quiet, family-friendly suburb?

The quality of life you desire is dependent on your lifestyle needs, and you want to live in a place that will keep you and your family happy.

Drive through the places you are interested in, walk around, and visit small businesses to get a better understanding of the people living in those places & whether any of these sites can become best location for home.

#5 Core of Convenience

Easy & speedy access in & around Kolkata. Doesn’t this rank high in your day-to-day life?

So, prior to finalizing a location, inquire about public transportation facilities, utilities (load-shedding, gas or water crisis, etc and water logging in the area.

Additionally, you should consider the distance from workplaces, schools, colleges or universities where you and your family travel daily.

Access to amenities such as supermarkets, parks, gyms, eateries, hospitals, shopping malls, etc. must also be considered. Having these things in walking distance surely adds convenience and saves you time & petrol too!

Digesting the tips? And thinking of the ‘tours’ around city you have to take before deciding on a good location?

Well, don’t tour around, but step into the world of Realtech Nirman that promises you your dream home at the highly growing locality of Rajarhat-Newtown.

The factors stated above – we guarantee them all.

So to buy flat in Rajarhat,

Get Connected Soon.

4 Smart Yet Budgetary Home Improvement Tips

Home Sweet Home. But, will the sweet ambiance stay intact at your apartment in Newtown, if you don’t care enough for its appearance? 

Practically no, right? Then again, giving daily attention to own house’s look turns just not possible.

Well, ‘daily attention’ is, again, practically not necessary –

♦ If you stay aware of some savvy & on-time techniques of home improvement

Perfectly budget-friendly & easy-to-execute, these hacks guarantee of securing the lively & unique look of your flat – no matter how old it, in reality, gets.

Wish for learning? So here arrives the

 

4 Expert-Chosen Home Improvement Ideas

 

#1 Secure Wow With Wallpaper

 

One most effective technique to apply & both –

♦Protect your walls & always preserve a chic feel within own interiors

Peeling off of paint, the appearance of cracks, moist feel & those never-avoidable stains & spots:

♦With the flow of time, your walls do suffer much, marring thereby your home’s appearance.

And, yes, going for a fresh coat of paint or any wall treatment not always turns possible.

This is just the point where, as prime DIY home improvement tips, wallpapers – specifically the Vinyl variety, appear valuable. 

Water-proof, highly dense, super-absorbent (for grease & stains) & available in diverse engaging textures & patterns – Vinyl wallpapers are truly a blessing, to not just hold but enhance the appeal of your inner facades. 

What more? The sheets do not release any toxic element into your indoor air & can be maintained in as good as a new state – through easy moping or scrubbing (no worries, they are mostly tear-proof), for years to come.

Coming at a fair price range of Rs 1000-2000/roll, they are friendly towards your pocket too, isn’t so? If compared to the cost of repainting or re-putty?

 

#2 Pleasure of Plants

 

While canvassing tips home improvement, green foliage stays as prime choice of pro interior decorators.

 Not only do indoor plants instill a completely novel look & refreshing vibe into an old home at the minimum of cost, but also-

•Can lessen the risk of cardiovascular diseases for people in that home – as reveals recent research of the American Heart Association

•While making your indoor air toxin-free & way much better to breathe in

From the corner of the living area/bedroom to bathroom window sills, beside the shoe cabinet or dining table; think of greenery anywhere around own apartment & witness the purely lush essence thus ‘improving’ your home.

 

#3 Spray It Right!

 

Kitchenware, lighting fixtures, knobs & handles of doors & cabinets & those metal racks & furniture – wear & tear is the most common issue to affect these & similar household items.

But why bother replacing them, when you can rejuvenate them with just a few sprays!

Simply Google ‘Spray Paint’, get a branded one & begin infusing new life into daily use items & thereby into own apartment in Newtown.

Be it fiber, wicker, aluminum, wood, or glass – spray paints can make own magic over literally any material existing; while asking only a few hundred from you.

 

#4 Cleanse Good

 

The upholstery across your home contributes much in maintaining a brightened & delightful interior. 

So fix a monthly or bi-monthly routine for giving the curtains, sofa & cushion covers, dining tablecloth & your bedspreads a good rinse & wrung at home- with investment of no extra money, but only the labor of love.

 

Then air-dry all & note the difference clean & warm upholstery brings to your interiors. 

 

Not much difficult to pursue, are they? So get going with the tips at the earliest & keep improving own interiors forever.

Meanwhile, for any query about apartments in Newtown, just drop Team Realtech a call.

When? Whenever it’s your time.




Prime Home Loan Tips First Time Home Buyers Must Know

Will this winter be a much special one in your life? And that is because of your plan to buy a flat in Rajarhat during this very season?

 

While this is one thumbs-up endeavor, say one thing. As a first-time purchaser, are you aware of the ‘exact route’ to take & get best deals for first time home buyers?

 

Not much of an idea? Stress not as the following information guarantee to enlighten you. So, take a deep breath & learn the:

 

Top Points For First Time Home Loaners

 

#1 Talk to Yourself

 

Sounding strange? But this is quite much essential before you step inside any bank or lending firm.

Right after the decision of buying a home, plunge into a detailed analysis of own financial status, ascertaining 

Whether you can-

 

  1. Take the ‘EMI pressure’, which, at the minimum, accounts to Rs 632 per lakh (as per market value on 5th December 2021) – while maintaining all of the monthly essential expenses

2. Put forward 10-25% of the apartment or house’s total cost as a down payment -& yes, best if without taking any other loan for that. As an example, if your desired flat’s price is Rs 30 lakhs, then it’s good if you approach the home loan process; only after having Rs 6-7 lakhs in hand

3. Get a working family member (spouse/sibling or parent, a maximum of 3 persons are allowed) as a co-loaner, since that increases the slab of loan you can be eligible for

4. Clear all pending credit card payments & overdraft transactions & thereby enhance own repute in eyes of the lender

5. & If You Have A Credit Utilization Ratio (Ratio of Your Taken Credit Amount to the Maximum Credit You Can Get) below 30%

Point No-s 4&5 also helps you to maintain a FOIR or Fixed Obligations To Income Ratio within the expected range of 50-60% & therefore strengthen the possibility of your required loan’s quick approval. Remember the lower your FOIR is higher is the approval scope.

 

#2 Get Powered Up By PMAY 

 

As an inherent inspiration to the ‘own home’ dream, the Pradhan Mantri Awas Yojna or PMAY ranks high amidst all the first time home buyer benefits in the country. 

As per this program if, as a future & first-time owner, You:

 Are having an annual income of

 Rs 3lakhs

 OR

 That within the range of Rs 3lakhs – Rs 6lakhs

 Do not have another well-built or ‘Pucca’ house as a registered property

 And are not availing benefits from any other central government scheme;

 You can gain an interest concession of 6.50% on a maximum home loan of Rs 6 lakhs for a tenure of 20 years.

PMAY stays valid till 31st March 2022. So waste no more time to apply!

 

#3 Avoid As A Ground Rules

 

A

Loan tenure of 30 years, with the best range being 15-20 years.

It’s true that the lowest EMI scheme of Rs 632/lakh is available for the 30-year phase only, but

Notice that this ultimately makes you end up paying an interest amount of more than Rs 1,27,000;

While, if you opt for a bit higher plan of Rs 871 per lakh over a 15 years period, you pay a legible interest of Rs 56,780.

B

The Flexible EMI policy (altering your monthly repayment amounts throughout the loan tenure)- it may reduce the installments in the beginning years, but, as per pro realtors of Flats in Rajarhat, the plan makes your EMIs become overwhelming in the long run

 

Points noted? Now to choose the perfect home, right?

Then think no more to ring Team Realtech & explore homes curated for every need & dream.

Ready when you are!